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On September 14th 2019, Implementing Regulation 2018/389 supplementing the Payment Services Directive on PSD2 with Regulatory Technical Standards (RTS) will come into force, which inter alia regulates strong user and cardholder authentication requirements and exceptions to applying strong user authentication.
The current situation in individual EU and EEA Member States is that not all parties to the card system are likely to be ready to meet strong user authentication requirements by 14 September 2019 so that full and consistent implementation of the Directive and the Implementing Regulation across the EU can be achieved.
In this context, the European Banking Authority (EBA) together with national supervisors are considering granting further limited time for full implementation.